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Average Business Loan Rate Average small business loan interest rates in 2019. – Loans from traditional lenders, such as banks or credit unions, can have annual percentage rates (aprs) ranging from 4% to 13%, while alternative or online loans can have APRs ranging from 7% to over 100%. Average Small Business Loan Interest Rates by Lender. The average interest rate on a conventional small business loan is around 4% to 6%.
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