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Broad-based loan growth drives higher profits at Discover – The $110 billion-asset company also benefited from higher margins. The net charge-off rate for personal loans was 4.53%, up from 4.03% a year earlier. For credit card loans, the net charge-off rate.
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Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When evaluating offers, please review the lender’s Terms and Conditions for additional details.
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Banks now have 3 options to tackle loan defaulters – The three options are – a one-time settlement, restructuring of loans and of course go to IBC. Illustration: Uttam Ghosh/Rediff.com Lenders to companies which are under. “For instance, they can.