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Commercial lending can be tricky if you are first starting out-whether or not you are a borrower or investor. This is why it is so important to understand the basic of commercial lending before you start looking for a lender or filling out the necessary paperwork.. There are a few things to remember when going over the commercial lending basics.

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 · Commercial Loan Interest Rates for Dummies We spend a lot of time talking about interest rates because they affect so much of our lives. On a personal level, they govern the cost of our mortgage, our credit card bill and our car payment. In business, they affect our ability to grow and expand, to invest.

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A commercial bank is a financial institution that grants loans, accepts deposits, and offers basic financial products like savings accounts and certificates of deposit to individuals and businesses. It makes money primarily by providing different types of loans to customers and earning a spread between what it lends