Today’s FHA mortgage rates remain at record lows and borrowers nationwide are blessed with a unique opportunity to save money with government home financing. With most economists predicting an interest rate hike on the horizon, the time is now to get locked into the best fixed FHA rate since the federal housing administration was founded in 1934.

 · FHA Interest rates march 2016. The current FHA 30 year fixed rate as of March 2016 is around 3.25% -3.375% with no points. This is for applicants that have credit scores over 720, and loan amounts over $150,000. Home buyers with lower credit scores and.

Learn about FHA home loan requirements and achieve your dream of home. We've helped countless people secure fha home loans at low rates.. Loan Options · Today's Rates · Knowledge Center · Mortgage Calculators. Receipt of application does not represent an approval for financing or interest rate guarantee.

Contents Baseline loan limit Rates arizona current Home loan rates Fha mortgage rates Loan amount. click 3.73. 30-year fixed rate Prime interest rates today big canadian banks raise prime lending rate after Bank of Canada announcement – Canada’s biggest banks Read more.

Today’S Fha Rates The lock period for your rate is 40 days. The loan to value (LTV) ratio is 75%. If LTV > 80%, PMI will be added to your monthly mortgage payment, with the exception of Military/VA loans. Military/VA loans do not require PMI.

Mortgage rates are low. Here's how to navigate your options Federal Housing Administration (FHA) loans provide fixed-rate and adjustable-rate financing with down payment options as low as 3.5%. You can typically only have one FHA mortgage at a time. May allow you to use a gift or grant for all or a portion of down payment and closing costs.

First, improve your credit score. While you don’t have to have an excellent credit ranking to qualify for an FHA loan (a minimum score of just 580 is needed to put down the low down payment requirement of 3.5 percent), you will receive a better interest rate if your score is considered good to excellent.

Question: Assuming the same interest rate, is there any way in which a homeowner is better off having an FHA rather than a conventional mortgage? Answer. In contrast, conventional mortgages today.

Today’s home loan rates can vary depending on a number of factors, and our licensed loan officer can answer your questions today about mortgage financing and current home interest rates. You can get home purchase loan quotes online or by phone.

Fha Arm Rate Adjustable-Rate Mortgage – ARM: An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan.