Loans | Financial Aid & Scholarships | Sam Houston State. – :: back to top :: Semester Loans. A semester loan, also known as an emergency loan (ETFL) or a book Loan (STL), is a short-term funding option to assist with educational expenses. These loans are disbursed through the University, and they differ from Federal Direct Loans.

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best mortgage lenders in Houston Mortgage Loans | Home loans | IBERIABANK Mortgage – An adjustable-rate mortgage (ARM) offers a low initial interest rate and monthly payment. The rate and payment are fixed for the initial period of one, three, five, seven or ten years with annual adjustments thereafter based on an index such as the yield on U.S. Treasury Securities.